Are my earnings credits the same as my plan credits? Can I use them to generate?

**No — earnings credits are separate from plan credits.** Your subscription plan tops up *generation credits* every month, which you spend running templates yourself. Marketplace earnings accrue into a separate **payout balance** that is **only withdrawable as cash**, not spendable on generation. The Earnings tab in the Creators dashboard shows two numbers: *Total earned* (lifetime sum of recorded sales) and *Payout balance* (currently available to withdraw). Payout balance is usually lower than total earned after one or more cash-outs.